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The party that is not typically involved in the legal responsibilities of D-MORT (Disaster Mortuary Operational Response Team) personnel is insurance companies. D-MORT teams are primarily focused on the recovery, identification, and handling of deceased individuals in the aftermath of mass fatalities. Their responsibilities include working closely with local and federal agencies, logistical planning, and ensuring that proper procedures are followed for dealing with the deceased.

Clergy, funeral practitioners, and medical examiners are all integral to the process surrounding mass casualty incidents. Clergy often provide spiritual support to families and are involved in the arrangements for memorial services. Funeral practitioners handle the logistical, administrative, and practical aspects of managing funerals and burial services. Medical examiners, on the other hand, are responsible for determining cause of death, conducting autopsies, and maintaining legal documentation related to death investigations.

In contrast, insurance companies may play a role in the aftermath of an individual's death, but they do not have direct legal responsibilities concerning the actions taken by D-MORT personnel during mass fatality incidents. They are primarily involved in financial matters and the settlement of claims after the fact, rather than in the direct handling or investigation of deceased individuals.